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SME/COMPANIES

At Ayan, we're committed to helping small and medium enterprises thrive. Our vehicle financing solutions are designed to fit your business needs, whether you're looking to expand your fleet or upgrade your company cars. With competitive rates, flexible terms, and a dedication to ethical financing, we're your partner in driving your business forward.

Competitive rates
Flexible terms
Shariah-compliant financing
Support for fleet expansion
Calculate pricing ->
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white SUV

PRIVATE HIRE DRIVERS

Whether you're an Uber, Bolt, or FreeNow driver, Ayan has your back. 
We offer Sharia-compliant financing for a wide range of vehicles, from fuel-efficient hybrids to spacious SUVs. With weekly payments that adapt to your earnings, you can drive with confidence knowing that we're here to support you every step of the way.

Sharia-compliant financing
Adaptable weekly payments
Choose any car from any dealer
Support for Uber, Bolt, FreeNow, and more
Calculate pricing ->
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black premium car

PREMIUM VEHICLES FOR CHAUFFEURS

At Ayan, we understand the unique needs of chauffeurs. Our flexible financing options allow you to choose the perfect vehicle to impress your clients and grow your business. With no hidden fees and a straightforward application process, we make it easy for you to get behind the wheel
and focus on providing exceptional service.

Access to premium vehicles
Flexible payment plans
No hidden fees or penalties
Quick approval process
Calculate pricing ->
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Halal Car Finance
For Private Hire
and Business

Sharia-compliant car finance with fair weekly payments
Trustpilot
Trustpilot 4.9 ⭐️
Google 5 ⭐️
apply now in 2 minutes

10,000+

Customers applied

11 years

Experience in Islamic finance

1st

Founded by the team behind the UK’s top Islamic fintechs

Any Car.
‍Any Dealership.

CALCULATE YOUR WEEKLY PAYMENTS

Car price
Less than £25,000 is for Limited Companies only
Deposit
Your Credit Score
Excellent
Good
Fair
Poor
Not sure
Please change the car value to enable Uber EV Grant. Total value of financing cannot be less than zero.
3 years
4 years
5 years
£5,000
today
£229
per week
deposit
156 weekly payments

Apply online in 2 minutes.
No impact on credit score.

Next step ->
Ayan provides car finance only for business purposes. This can include Private hire and PCO driving as well as any other business needs.
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You're in good hands

Trustpilot

Real savings. Real examples.

Mercedes EQE, 2023
Popular for Uber Exec. One rent-to-buy company quoted us. Then we ran the same numbers with Ayan
Kia Sorento, 2023
Popular for Uber XL. We got a rental quote elsewhere. Then we ran the same numbers with Ayan
TESLA MODEL 3, 2022
Another Top pick for Uber Exec. Here’s a side-by-side with Ayan vs another Rent-to-Buy.
Here’s another one: the Kia Sorento,
a popular 7-seater and a top choice for UberXL
 
Weekly payments
Logbook
Flexible payments
Additional fees
Mileage limits
Total savings
 ayan logo
from £100/week 👌
(9K miles, like-new)
Your name on the
logbook from day one 🔑
Pay off anytime,
no penalties ✅
None - transparent pricing 🔍
None - Drive as much
as you want
£112/week saved
Other rent-to-buy
£329/week 🚨 
(including insurance)
No - until the
contract ends 🚫
9 months minimum term, termination fees, early termination results in loss of equity 🙅‍♂️
Setup fee £499
Restrictions apply -
3333 miles per month,
20p per mile excess
Overpaying every
single week 😱
Ayan car finance
from £180 per week
Logbook yours day 1 🔑
Pay anytime, clear anytime ✅
No fees or penalties🔍
Unlimited mileage 🚀
Save every week💰
Rent-to-buy
from £329 per week
Logbook at the end 🚫
Fixed term, fees, lose equity 😓
Admin, fines, notice ⚠️
Restricted mileage😬
Overpay weekly 😱
That's a £112/week Difference =
£5,824 Saved Per Year!
any car any dealership

FIND YOUR PERFECT RIDE

At Ayan, choose any car that fits your style. Our wide selection of quality vehicles from trusted UK dealers ensures you'll find your perfect match.
1/4

Kia Sorento, 2023

Comfortable, reliable SUV with impressive fuel efficiency and features
Rent-to-buy
Bank loan
Leasing
Path to ownership
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Flexible payments
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No hidden costs
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No penalty fees
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Safe driving rewards
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Low initial deposit
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Wide car selection
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No mileage limits
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Your name on logbook
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2/4

Mercedes EQE, 2023

Sleek design, advanced features, and 300-mile electric performance.
Rent-to-buy
Bank loan
Leasing
Path to ownership
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Flexible payments
arrow ok icon
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No hidden costs
arrow ok icon
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No penalty fees
arrow ok icon
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Safe driving rewards
arrow ok icon
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Low initial deposit
arrow ok icon
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Wide car selection
arrow ok icon
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No mileage limits
arrow ok icon
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Your name on logbook
arrow ok icon
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3/4

Kia Niro, 2024

Compact hybrid SUV with 300-mile electric range.
Rent-to-buy
Bank loan
Leasing
Path to ownership
arrow ok icon
Flexible payments
arrow ok icon
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No hidden costs
arrow ok icon
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No penalty fees
arrow ok icon
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Safe driving rewards
arrow ok icon
cross icon
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Low initial deposit
arrow ok icon
cross icon
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Wide car selection
arrow ok icon
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No mileage limits
arrow ok icon
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Your name on logbook
arrow ok icon
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4/4

Tesla Model 3, 2021

Powerful, eco-conscious car with impressive driving range.
Rent-to-buy
Bank loan
Leasing
Path to ownership
arrow ok icon
Flexible payments
arrow ok icon
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No hidden costs
arrow ok icon
cross icon
cross icon
cross icon
No penalty fees
arrow ok icon
cross icon
cross icon
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Safe driving rewards
arrow ok icon
cross icon
cross icon
Low initial deposit
arrow ok icon
cross icon
cross icon
Wide car selection
arrow ok icon
cross icon
No mileage limits
arrow ok icon
cross icon
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Your name on logbook
arrow ok icon
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MEET OUR TOP PICKS

Mercedes-Benz S Class, 2022
from
550
Used
£3,000 Uber EV Grant
Kia Sorento, 2022
from
173
Used
£3,000 Uber EV Grant
Mercedes-Benz E Class EQE 300 89kWh AMG Line (Premium Plus), 2023
from
232
207
Used
£3,000 Uber EV Grant
Mercedes-Benz V300d AMG Line, 2019
from
217
Used
£3,000 Uber EV Grant
Land Rover Range Rover Sport, 2019
from
148
Used
£3,000 Uber EV Grant
Volkswagen ID.5, 2023
from
132
108
Used
£3,000 Uber EV Grant
ALL CARS

VALUES-DRIVEN FINANCING.
DRIVE WITH CONFIDENCE

At Ayan, we believe everyone deserves access to reliable transportation. That's why we've created a rent-to-buy model for business purposes that's 100% Sharia-compliant.

WHY SHARIA-COMPLIANT
1

2-minute application

We only do a soft credit check, so no impact on your score.

2

Get approved &
pick your car

We’ll buy any car from any UK dealership for you, PCO-stickered or not! Exec, 7-seater, V-Class - up to £100K. You choose, we finance!

3

Make
weekly payments

No hidden fees, no extra charges, no early exit penalties. You’re in full control.

4

Need a  
PCO sticker?

No stress! Most drivers get it in a week, but we give you two weeks to sort it out. Need help? Check out our guide!

5

Insurance & warranty?
We’ve got you!

We finance insurance premiums & warranty packages at exclusive wholesale rates. Ayan is just the policyholder. But you get the No Claims Bonus.

 

Apply Now →

- Apply in 2 minutes.
- No hard credit checks.
- No paperwork.
- No hassle.

HOW IT WORKS

VALUES-DRIVEN FINANCING.
DRIVE WITH CONFIDENCE

At Ayan, we believe everyone deserves access to reliable transportation. That's why we've created a rent-to-buy model for business purposes that's 100% Sharia-compliant.
WHY SHARIA-COMPLIANT

1

Once approved, choose any car from any UK dealership

2

Make an affordable deposit (as low as 5%). No hidden fees, no penalties, no interest. We make our revenue from from renting the car to you.

3

Make weekly payments on your vehicle. Pay a lump sum or clear the full balance anytime — no early repayment fees.

4

Build equity with every payment. Own the vehicle outright at the end — no balloon payment.

DRIVING CHANGE, ONE CUSTOMER AT A TIME

The Ayan team combines decades of expertise in Islamic finance and tech. Discover who we are and what drives us.
ABOUT AYAN
about ayan image
team photo with the boardTajikistan team photo
10 years
of experience
3 million
people served
Lenders, not brokers

QUESTIONS? ANSWERS.

SEE ALL
What kind of cars do you have?
Is the financing halal?
Is this just a rent-to-buy agreement?
Will I keep or start getting No claim bonus (No claim Discount)
with the insurance premiums financed by Ayan?
How long will it take for me to be approved and get the car?
Can I use my own insurance?

READY TO START YOUR JOURNEY?

Take the first step towards owning your dream PCO car. Apply now and get a decision in as little as 48 hours. No impact on your credit score. Uber drivers may qualify for an additional £3,000 refund.
APPLY NOW
+44 20 3802 0292
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Got questions? Call us or text on WhatsApp

© 2025 Ayan Capital LTD is registered by the Financial Conduct Authority as an Annex 1 financial institution for anti-money laundering purposes only—Firm Reference Number: 1004344. Registered in England & Wales, No: 15123809, with the office at 20 Wenlock Road, London, England, N1 7GU. Compliant with Data Protection Regulations 2018 under registration ZB613240.

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