Spread the cost.
No interest, no fees.

Ayan Pay is unregulated credit. Please use responsibly. Late or missed payments may have a negative impact on your credit score. T&Cs, eligibility criteria apply.
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HOW IT WORKS

VALUES-DRIVEN  
financing 

1

Choose your service or product

2

Apply for instalment limit in just 2 minutes

3

Get an instant decision

4

Spread the cost over up to 12 payments

INTEREST-FREE
Spread the cost at 0% interest. No sneaky charges and no penalties to worry about.
COVER UP TO £20,000
We finance your repairs and home upgrades.
USE NOW, PAY LATER
Get what you need right away, without the upfront cost

Ayan Pay is unregulated credit. Please use responsibly. Late or missed payments may have a negative impact on your credit score. T&Cs, eligibility criteria apply.
Wide range of products and services covered.

Automotive

Make essential repairs and upgrades—hassle-free.

Home Improvement

Make essential repairs and upgrades—hassle-free.

CALCULATE YOUR MONTHLY PAYMENTS

Cost of purchase

£0

Down payment

£0

Spread into
£5,000
today
£229
per month
down payment
156 monthly payments
Total repayable

£0

Interest & fees

£0.00

Next step ->
by clicking the button, I agree to the terms and conditions, and the privacy policy
Ayan Pay is unregulated credit. Late or missed payments may have a negative impact on your credit score. T&Cs, eligibility criteria apply.
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REAL STORIES FROM REAL
CLIENTS

They are fast, efficient, and have excellent customer communication.

From the beginning, their team was professional and knowledgeable. They explained everything clearly, making sure I understood all the details. Their honesty and transparency were very reassuring. The process of getting financing was smooth and quick. The staff answered all my questions promptly and kept me updated throughout. Their friendly and personalized approach made the experience easy and stress-free. I highly recommend Ayan Capital for anyone looking for reliable and ethical financial services. Their commitment to great customer service and Sharia-compliant solutions is outstanding. Thank you for a fantastic experience!

Sulaiymaan Sufi

The best in the business!

If you’re looking for a finance company that’s knowledgeable, honest, and reliable, look no further. This team has taken my finances to a level I never thought possible. They work tirelessly to find the best solutions for me and always keep my interests at heart. I’m beyond grateful for their support—if I could give them 10 stars, I would! Finding a finance company you can trust is rare, but I found it here. They are completely transparent about fees, in, and risk factors, which gave me peace of mind from the start. They go above and beyond to ensure I’m making informed decisions every step of the way. If you want a team that truly cares, this is the place. Thank you again!!

Gabor

DRIVING CHANGE, ONE CUSTOMER AT A TIME

The Ayan team combines decades of expertise in Islamic finance and tech. Ayan is creating a community-driven financial ecosystem to make values-driven vehicle financing accessible for everyone.
ABOUT AYAN
10 years
of experience
3 million
people served
Lenders, not brokers
We're at:
4th Floor, 1 Kingdom Street
Paddington Central,
London W2 6BD
Contact us:
WhatsApp/Phone:
+44 204 520 7473
Open:
Mon-Fri: 9 AM - 6 PM
Sat: 10 AM - 2 PM
Closed Sundays
SEE ALL
What is Ayan Pay?
How do I apply for Ayan Pay?
How does Ayan Pay work?
Choose the plan that Works for You
What is the cost of choosing Ayan Pay?
Is a Credit Check required?
What happens if I want to delay my payment date?
What happens if I am late with a payment?